Revolutionize Your Payment Experience

Embrace Real-Time FedNow® and Zelle® Transactions with Seamless API Integration

FedNow® and Zelle® in Numbers:

$629 Billion in Zelle® Spending: In 2022, US consumers spent a staggering $629 billion via Zelle®, marking a remarkable 28% year-over-year growth from the previous year. The trend is clear—Zelle® is a powerhouse in the world of digital transactions.

Widespread Consumer Access: With 82.7% of US adults and a staggering 98.4% of those in the top 35% wealth percentile having access to Zelle® in their banking app, this payment method has become a ubiquitous and trusted choice for consumers across the financial spectrum.

Welcome to High Risk Merchant Services, where innovation meets integrity in the realm of high-risk payment solutions. At the heart of our mission is a commitment to providing cutting-edge Zell payment solutions seamlessly integrated through APIs for your e-commerce website.

Unlock the Power of Real-Time Payments:

Experience the future of seamless transactions with our simplified API that enables your app or website to accept real-time FedNow® and Zelle® payments effortlessly. Say goodbye to delays and intermediaries, as our innovative solution allows you to automatically process chargeback-free transactions, providing a secure and efficient payment experience for your users.

Instant Access to Funds:

By integrating our API, you can bypass traditional intermediaries like Stripe and PayPal. Say hello to funds in your bank account in real-time, eliminating the need for waiting periods and delays associated with conventional payment gateways. Your business moves at the speed of technology, and so should your payment processing.

Some Cool Facts

Numbers Speak For Themselves

Years of Experience
Completed Projects

Why Choose Real-Time FedNow® and Zelle® Integration?


Real-time transactions mean instant access to funds, promoting operational efficiency for your business.

Financial Inclusion

 Reach a broad audience by offering a payment solution that is accessible to a significant percentage of US consumers.

Chargeback-Free Security

Enjoy the added security of chargeback-free transactions, minimizing risks and ensuring a smoother financial experience.

Consumer Trust

Leverage the widespread adoption of Zelle® to build trust among your users, tapping into a payment method they know and rely on.

Elevate Your Payment Experience with High Risk Merchant Services!